Client stories from filing seasons

Extended case

Liquidity return rebuild under a fixed BOT window

A Bangkok commercial bank asked us to audit its liquidity reporting application two months before a template change. Preparers had inherited worksheets with undocumented overlays from a prior core-system migration. We sampled high-value lines, traced overnight positions to treasury extracts, and isolated three manual bridges that reversed incorrectly on month-end holidays.

Outcome: Management cleared the bridges before freeze; the management letter flagged one residual evidence gap on branch cash that internal audit later owned.

Extended case

Insurance statutory schedules after a supervisor query

A life insurer received follow-up questions on expense allocation inside its statutory reporting pack. Our remediation readiness assessment retested the new allocation keys across two months of data and found the keys worked for agency channels but still failed for bancassurance trails stored in a separate ledger.